October 5, 2016 – it’s been 2 ½ years since the fire next door.
And tomorrow I will finally close our insurance claim.
Can you imagine 2 ½ years of anything? I’ve had jobs shorter than 2 ½ years. I’ve had relationships shorter than that. In fact, I have a longer relationship with my insurance adjuster than 12 of our current staff members.
So 883 days later … what 3 things did I learn?
“Sir, insurance accounting is different than business accounting”
I feel the insurance industry needs monitoring. At least some sort of appeal system or protection against particular rates, areas of coverage, and the practice of co-insurance. Especially when the insurance company is the one holding my money & they are in business to reimburse you as little as possible.
“I can buy that steak at the store for $10”
No you can’t. But small business owners need more help then ever. We are overburdened with costs of fees, permits, licences, wage increases, taxes, gas & eco fees … and insurance costs. 60% of every dollar goes to f&b costs + wages. If our fixed costs and “extras” get to 10%, you begin to wonder when does it stop?
“I’d be happy to help”
No matter who I needed ask – people were always “happy to help”.
Some folks say this is a Canadian thing, however I’m rather certain this would not have happened in Vancouver. The Copper Pig Bbq House was able to start up and continue because of the community and the people of Prince George. Relationships are everything & the ones with you are pretty special.
Here’s to day 1 AC (after claim)